Self Certification Mortgages

HONESTY, RELIABILITY, DEDICATION, VALUE

Self-Certification mortgages were first introduced over a decade ago for people who could not easily prove their income. Also known as 'self-cert' and 'non-status' mortgages they were originally designed for self-employed people but are now often also a choice for employed people who cannot prove their income.

Self-Certification mortgages allow you to self declare your income if it is not easily provable. This can be very helpful if you have multiple incomes, commission, or work on a contract basis.

If you are one of Britain's 3.3 million self-employed people then you may have a problem finding a regular High Street mortgage product. Many mainstream lenders do not necessarily provide the best options for your needs. We understand that many self-employed people cannot easily prove their full income. Even 3 years accounts may not accurately reflect your current income. Our advisers can discuss your options and find the mortgage to suit your requirements..

Our qualified advisers will be happy to talk through your requirements with you... Call us now on 0800 0435760 or fill out this online form